Coronavirus Relief Fund Banner

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Montanans in every corner of the state have been affected by the COVID-19 pandemic. As Montana works to recover from the unprecedented economic situation caused by this novel Coronavirus, the state is making emergency financial relief available from the federal government to those who have been hardest-hit by impacts of COVID-19 through a single application portal on this website.

This site is meant to serve as a comprehensive resource for Montanans to identify whether they qualify for financial relief and to serve as a resource as we collectively begin to reopen the thriving economy Montana enjoyed prior to the global outbreak of COVID-19.

Montanans out of work, families with limited resources, small businesses, non-profits and others can apply for financial relief for things like rental and mortgage assistance, business and non-profit grants, grants to serve seniors and those living with a disability, food banks and local food producers.

To prepare for the application, businesses should have their most recent tax return, Secretary of State Certificate of Good Standing, budget showing three months of working capital, copy of Driver’s License, Tribal or State-issued ID card, copy of UI-5 if business has employees, a brief description of how the grant will be spent, and a brief description of how COVID-19 has impacted operations. Homeowners and renters should have bank account information available and verification of job or income loss.

Click here to apply

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View Awarded Grants

This financial assistance is funded through $1.25 billion in federal emergency relief funding through the Coronavirus Aid, Relief, and Economic Security (CARES) Act.

Governor Bullock’s Coronavirus Relief Fund Advisory Council, an advisory group made up of Montanans representing nearly every sector of the state’s economy and more than 1,400 comments submitted by the public, guided the state on how this federal emergency funding can best serve the needs of Montanans – and where the state can fill unmet needs not addressed by other federal funding going forward.

The following new programs join the state’s suite of existing support services and direct federal appropriations to ensure Montana’s families, workers, seniors, businesses and non-profits emerge from this challenge even stronger than before.


*NEW* Montana Loan Deferment Program, Montana Board of Investments and Department of Revenue
The Montana Loan Deferment Program is facilitated by Montana banks, credit unions, and lending institutions in partnership with the State of Montana. The governor is directing $125 million to the program with $25 million specifically dedicated to hotels and restaurants and the remaining $100 million dedicated to other eligible borrowers. Coronavirus Relief Funds (CRF) will be used to provide payments to participating lenders to convert existing commercial loans to interest only status, with the result being an existing borrower will be able to defer principal and interest payments on existing loans for a period of 6 to 12 months, thereby freeing up a significant amount of otherwise-dedicated capital for the borrower on a monthly basis.  Upon approval, the State of Montana will provide a lump sum CRF payment to the lender in an amount equal to the following:

  • For borrower obligations with interest rates less than 6%, an amount equal to the full interest payments for the eligible term will be funded; or
  • For borrower obligations with interest rates of 6% or higher, an amount equal to 6% interest will be funded.
  • For the duration of the eligible term, the lender will lower the interest rate to 6% for the modified deferral period.
  • For variable rate loans, the interest rate used in the calculation will be the interest rate applicable to the loan at the time the application is submitted and will be fixed at that interest rate for the term of the deferment.
  • The maximum amount of Loan Deferment Program funding per Borrower is $300,000. [Updated: 6/26/2020]
  • Entities and individuals with multiple loans for one or several businesses will be allowed to apply for each individual loan
  • Borrower is defined as an individual, corporation, limited liability company, partnership, association or any combination of these if there is common ownership. Including Holding and Operating Companies. [Updated: July 1, 2020]
  • It is the responsibility of the Lender and the Borrower to agree on a reasonable term for the deferment which will be no less than 6 months and no more than 12 months.


  • The Lender must be an Approved Lender with Montana Board of Investments (MBOI).
  • The Borrower must be a Montana-based business. Borrower is defined as an individual, corporation, limited liability company, partnership, association or any combination of these if there is common ownership. Including Holding and Operating Companies. [Updated: July 1, 2020
  • This program is extended on a per note basis, i.e. Lender’s may fill out an application for each current loan the Borrower would like deferred.
  • To be eligible, businesses/Borrowers must have:
      • Experienced a reduction of gross revenue of 25% or greater attributable to the direct or indirect impacts from COVID-19;
      • physical presence in Montana;
      • Been no more than 30 days past due as of December 31, 2019;
      • Been current on all other state financial obligations (i.e. income tax, property tax, payroll tax, worker’s comp, child support, etc.) as of March 12, 2020;
      • Good standing with the Montana Secretary of State; and
      • No reasonable access to 12 months of working capital from any other sources.
      • Receipt of Payroll Protection Program, Economic Injury Disaster Loans, or other state grants or assistance programs does not affect eligibility. [Updated: July 1, 2020]

Montana businesses should contact their lender to access the program.

*NEW* Montana Meat Processing Infrastructure Grant, Montana Department of Agriculture
The Montana Meat Processing Infrastructure Grant is available to aid small and medium-sized meat processors responding to COVID-19 supply chain disruptions by supporting local meat processing infrastructure and capacity in Montana. Due to interruptions in national supply chains, meat processing capacity throughout the US has been significantly impacted. Supporting in-state meat processing infrastructure and capacity will provide alternative market channels for Montana’s cattle, hog and poultry producers. Examples of eligible expenses include, but are not limited to, equipment and infrastructure that increases processing and/or storage capacity, costs associated with becoming State or Federally inspected, and other business adaptation and diversification activities. Total funding available is $2,000,000, with a maximum award of $150,000. The application deadline is July 2, 2020 at 5:00 p.m..
Apply Here

*NEW* Montana Business Adaptability Grant Program, administered by the Montana Department of Natural Resources and Conservation 
 Adaptability Program will provide reimbursement for COVID-19 expenses related to keeping staff and customers safe – from the purchase of personal protective equipment to resources needed for staff to work remotely. Eligible business must be Montana-based, have incurred eligible adaptation expenses since March 1 due to COVID-19, and be in good standing with the Secretary of State or local tribal government. Nonprofit entities are eligible. Eligible expenses include costs related to communication, remote work equipment, cleaning supplies, tools to enhance social distancing and sanitation, travel and hotel costs related to quarantining workers. Total funding available is $20 million. Eligible businesses may submit up to two applications for a combined total of $10,000 of costs paid (receipts and proof of payment are required) for reimbursement.
Apply Here

*NEW* Montana Department of Commerce, Montana Business Stabilization Program
The Montana Business Stabilization Grant program will provide working capital for small businesses to support payroll, rent, accounts payable, debt service and expenses related to shifts in operations in order to retain existing businesses, retain current employees or retain business viability for future re-employment. Eligible small business must be Montana-based, employ 50 or less, have sustained a loss of revenue since Feb. 15 due to COVID 19, and be in good standing with the Secretary of State or local tribal government. Nonprofit entities are not eligible. Total funding available is $75 million, the maximum award amount per business is $10,000. 
Apply Here

*CLOSED* Governor’s Office of Economic Development, Montana Innovation Grant Program
The Montana Innovation Grant program is intended to help companies scale up, improve capabilities, or drive expanded distribution of products or services developed in response to COVID-19. Projects should demonstrate significant impact in improving public health, safety, and economic impact. Eligible companies include non-profit and for-profit businesses of less than 150 employees that have created an innovative product or service intended to directly confront the COVID-19 emergency. Applicants must have primary operations based in Montana, be in good standing with the Montana Secretary of State and must not be debarred from receiving federal or state funds. Total funding available is $5 million with a maximum award amount of $25,000. Deadline to apply is July 1, 2020.

*CLOSED* Montana Department of Agriculture, Montana Food and Agriculture Adaptability Program
Grants are available to food and agriculture businesses to help increase community resilience amid the COVID 19 pandemic and other economic disruptions. Grants are intended to create additional economic activity and bolster food security. Examples of eligible projects include, but are not limited to, those focused on accessing new markets, projects which strengthen and expand local food systems, and other business adaptations that decrease food and agricultural waste. The need for such innovations must be driven by the COVID 19 pandemic.
Apply Here


*NEW* Local Government Reimbursement Program
Reimbursement is available to local governments as part of the CARES Act and the Federal Emergency Management (FEMA) Public Assistance (PA) grant program for direct costs associated with COVID-19. This Application materials are now available for the second reimbursement cycle, closing July 24, 2020. This program continues to be administered by the Local Government Services (LGS) Bureau at the Department of Administration, in consultation with the Governor’s Office of Budget and Program Planning and Department of Military Affairs Disaster and Emergency Services Division. Requests for reimbursement must be submitted by June 12, July 24, sometime early fall, early December, and mid-January, and will be reimbursed within 30 days of these deadlines. Per the COVID-19 reimbursement form, localities must list actual costs incurred related to COVID-19 and provide sufficient documentation to support incurred costs. Reimbursement requests must be certified and signed by a member of the local governing body.


*NEW* Montana Department of Commerce, Emergency Housing Assistance Program
The Emergency Housing Assistance program will provide rent, security deposit, mortgage payment, and/ or hazard insurance assistance as-needed for Montanans who have lost a job or substantial income loss as a result of COVID-19. Initial payments may include up to three months assistance where the eligible household can demonstrate arrears for April and May, with continual inability to make their June payment. Montana Housing will pay the difference between 30 percent of the household’s current gross monthly income and their eligible housing assistance costs, up to $2,000 a month. Household income limits range from $75,000-$125,000 based on family size. Montanans receiving other forms of housing assistance are not eligible. Total funding available is $50 million.
406.841.2840 | HOUSING.MT.GOV


*COMING SOON* Montana Department of Public Health and Human Services, Safeguard Access to Health Care
Grants will be available beginning on August 10 to assist Montanans in finding and enrolling in affordable and comprehensive insurance coverage. Eligible providers include Montana’s community health centers, urban Indian clinics, and the eight Tribal nations in Montana who have or will hire certified application counselors to help people find coverage. The funds can be used to train or pay for staffing costs for certified application counselors or promotion of coverage options through open enrollment and beyond. Providers will be eligible to apply for $30,000 grants on a first come, first serve basis starting on August 10, 2020.

Current funding available is $1 million.

*NEW* Montana Department of Public Health and Human Services, Behavioral Health Grants
Grants are available for Montana licensed behavioral health providers impacted by the COVID-19 public health emergency to retain existing programs and services, employees, or organizational viability for provision of future services and operations. Providers can receive grants up to 8% of their annual Montana behavioral health patient revenues OR demonstrated lost behavioral health patient revenues between March and June 2020 (whichever is the lesser amount). Current funding available is $33 million. Each eligible provider may only be awarded one behavioral health grant.
1.888.333.0461 | DPHHS.MT.GOV

*NEW* Montana Department of Public Health and Human Services, Public Health Grants
Public Health Grants are available to local and tribal health departments and urban Indian health centers to help in the response to COVID-19 and to meet the needs of their communities. Each organization is eligible to apply for funding. Current funding available is $5 million.
1.888.333.0461 | DPHHS.MT.GOV

*NEW* Montana Department of Public Health and Human Services, Stay Connected Grants
Grants ranging from $500-$2,000 per applicant are available to reduce social isolation among Montana’s isolated populations. Eligible organizations include those organizations who work to reduce isolation among isolated populations, including the elderly, disabled, congregate care settings, senior centers, sober and transitional living. Individuals are not eligible. Grant funds can be used to fund technologies and other efforts to encourage physically distant forms of social interaction for isolated Montanans during the COVID-19 public health emergency. Current funding available is $400,000.
1.888.333.0461 | DPHHS.MT.GOV

*NEW* Montana Department of Public Health and Human Services, Food Bank and Food Pantry Assistance
Grants of up to $50,000 per applicant are available to increase food security for Montanans hardest hit by the COVID-19 pandemic. Eligible applicants include community organizations providing food assistance to Montanans with limited resources, food banks, food pantries, community cupboards, and entities with infrastructures already in place to begin new food distribution programs. Current funding available is $2 million.
1.888.333.0461 | DPHHS.MT.GOV

*NEW* Montana Department of Public Health and Human Services, Social Services Nonprofit Grants
Grants of up to $10,000 per applicant are available for nonprofit organizations impacted by the COVID-19 public health emergency to retain existing programs and services, employees, or organizational viability for provision of future services and operations. Eligible applicants are registered, Montana-based social service nonprofits that were operating prior to February 15, 2020. This includes senior services, housing services, transportation, public safety, energy assistance, economic development, job training, recreational services and tourism-related activities. Current funding available is $10 million. Each eligible nonprofit may only be awarded one grant. 
1.888.333.0461 | DPHHS.MT.GOV

*NEW* Montana Department of Public Health and Human Services, Telework Assistance Grants
Individuals are eligible to apply for Telework Assistance grants. Grants will go towards purchasing equipment to assist Montanans with disabilities access telework equipment. This assistance will help ensure people with disabilities have the equipment needed to adapt to the change in working environment due to COVID-19.  If you are interested in applying, please email with your name and contact information, a description of the telework equipment you need, and the amount requested. Please state Telework Assistance Grants as the subject of the email.
1.888.333.0461 | DPHHS.MT.GOV


*NEW* Funding for Schools Allocation Program
Funding for schools is available as part of the CARES Act to assist schools as they reopen this fall. On July 15, Governor Bullock announced $75 million to schools for the purposes of reopening schools this fall. $10 million will be set aside to assist schools with incremental transportation costs. The $65 million will be distributed on a per ANB basis to 155,294 budgeted ANB. This is approximately $418.50 per budged ANB. This application is open on July 24 and closes on August 14. There are two funding allocations on August 7 and August 21. This program will be administered by the Department of Administration, in consultation with the Governor’s Office of Budget and Program Planning. Per the Allocation Guidance, schools must use this funding for expenses specifically related to adjusting, adapting, and providing accommodations for students, parents, educators, and schools and their learning environment due to the needs generated by COVID 19. Governor Bullock has allocated additional funding for accredited private schools. Funding availability and deadlines are the same.

Allocation Guidance for Schools
Certification Form

301 S. PARK AVE. | PO BOX 200501 | HELENA, MT 59620-0501 | P: 406.841.2700 | F: 406.841.2701 | TDD: 406.841.2702

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