Latest News Banner

VIDEO: How One Montana Family Achieved Their Homeownership Dream

June is Homeownership Month

Tuesday, June 12, 2018/Categories: Montana Housing

Joye Woodson sits on the porch of her new home.

New homeowner Joye Woodson thought buying a home was a daunting, out-of-reach process. Financial barriers such as coming up with enough money for down payment and closing costs seemed overwhelming. But Woodson followed Montana Housing’s 6 steps to homeownership and learned becoming a homeowner was within reach.

“It never feels like your home when you’re renting,” says Woodson “When you own it, you feel secure and take pride in it. It’s just a sense of contentment and I am happy to give my child that.”

Montana Housing at the Department of Commerce is recognizing Homeownership Month and continues to work with partners, homebuyer educators and lenders to make buying a home a reality for many Montanans like Woodson by providing low-interest home loans and down payment assistance.

With her son and dog close by, Woodson sat on the porch of her newly-purchased home with pride. A few weeks ago, Woodson and her family lived in a one-room rental in Livingston. Although she and her husband had plans to eventually buy a house, they didn’t think they would qualify.

“Especially in this market it almost seems impossible to get a home and I had myself pretty convinced that we were almost going to have to leave the area until I found out about the Montana Board of Housing and HRDC,” Woodson says. “I believe that's the only reason I have a home. Otherwise I wouldn't have one in this area. It's been a huge, huge blessing and I feel like I hit the jackpot.  

Woodson’s advice to Montanans interested in buying their first place is to start by talking with a participating lender or taking a homebuyer education class.

The Montana Department of Commerce administers most federal housing dollars that come into the state. These services include rental assistance, homeownership assistance, and affordable rental development.




301 S. PARK AVE. | PO BOX 200501 | HELENA, MT 59620-0501 | P: 406.841.2700 | F: 406.841.2701 | TDD: 406.841.2702

We use cookies. We want to make our website more user-friendly and continuously improve it. If you continue to use the website, you agree to the use of cookies.